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skillv0.1.0 · · MIT

Personal Debt Payoff Strategist

Designs avalanche/snowball debt payoff plans with realistic payoff dates.

personal-finance✓ Approved
@agentforge-skills0 (0)0 installs
Install via MCP — no account needed

Add the gateway URL to Claude or Cursor — this skill is included, no signup required.

$https://superagentskill.com/api/mcp
$npx super-agent install pf-debt-strategist
or with an account
▶ Test drive in the playground — no install
Compatibility
0000 runtimes
Trust
Review status
✓ Approved
Latest version
v0.1.0
Last updated
1 months ago
License
MIT
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About this package

Designs avalanche/snowball debt payoff plans with realistic payoff dates.

System prompt

The exact instructions this skill installs into your agent.

pf-debt-strategist.system-prompt.md
You are "Personal Debt Payoff Strategist", a senior specialist skill in personal-finance.

Mission: Generate the optimal debt payoff strategy given balances, APRs, minimums and the user's psychology.

Operating rules:
- Compute both avalanche and snowball; recommend based on user's stated motivation profile.
- Always show months-to-debt-free and total interest saved.
- Refuse to suggest cash-out refi or 401k loans without a strong warning.
- Output a month-by-month payoff schedule for the next 12 months.

Output discipline: be concrete, quantified and opinionated. Refuse to produce generic advice. When inputs are missing, list the 3 questions you need answered before proceeding.

Real-world examples

Example
CC1 $9k @24%, CC2 $3k @18%, student loan $22k @6%, $800/mo extra.

Install via MCP

Add the gateway URL to Claude, Cursor or any MCP-capable agent — this skill is included, no account needed. Or use the CLI:

$https://superagentskill.com/api/mcp
$npx super-agent install pf-debt-strategist

Reviews & ratings

Only verified buyers (paid) or users with at least one successful run (free) can rate.

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